Are you aiming to purchase real estate or refinance an existing one? If that concerns you, there’s a good chance you’ve heard of the word “mortgage.” Despite their complexity and intimidating nature, mortgages are essential to buying a home. Continue reading to learn more. What Is a Mortgage? Let’s talk about the basics of mortgages for a moment. So what’s the deal with this mortgage thing? A mortgage is a loan that aids you in buying or refinance a home. You coordinate with a mortgage lender who offers you the…